Loaded Beef Enchiladas With Cheese Sauce are the kind of comforting, crowd-pleasing dinner that instantly brings everyone to the table. Tender tortillas wrapped around seasoned ground beef, smothered in rich, creamy cheese sauce, and baked until golden and bubbly—every bite is packed with bold flavor and satisfying texture.

This is the perfect easy dinner idea for busy weeknights, game days, or when you’re craving classic Tex-Mex comfort food. With layers of savory beef, melty cheese, and a silky sauce, these enchiladas feel special without requiring complicated steps.
Why You’ll Love This Loaded Beef Enchiladas With Cheese Sauce
- It’s a hearty, filling meal that satisfies big appetites.
- The creamy cheese sauce adds a rich twist to traditional enchiladas.
- Great for meal prep—leftovers reheat beautifully.
- Customizable with your favorite toppings like sour cream, cilantro, or jalapeños.
- Perfect for family dinners, potlucks, or casual gatherings.
What Makes These Loaded Beef Enchiladas So Irresistibly Creamy?
The secret is the homemade-style cheese sauce poured generously over the rolled enchiladas before baking. Instead of relying only on shredded cheese, the smooth sauce seeps into every layer, keeping the tortillas soft while creating that golden, bubbly top.
Using well-seasoned ground beef with taco spices ensures every bite is flavorful, while the combination of cheddar and Monterey Jack gives the sauce both sharpness and melt-in-your-mouth creaminess.
Ingredients for the Loaded Beef Enchiladas With Cheese Sauce
Every ingredient in this dish plays an important role in building layers of flavor and texture.
- Ground Beef – The hearty base of the filling, providing rich, savory flavor.
- Onion – Adds depth and subtle sweetness to the beef mixture.
- Garlic – Enhances the overall flavor with aromatic warmth.
- Taco Seasoning – Brings classic Tex-Mex spices and balanced heat.
- Tomato Sauce – Keeps the filling moist and flavorful.
- Flour Tortillas – Soft and sturdy enough to hold the generous filling.
- Cheddar Cheese – Provides sharp, bold flavor in the sauce.
- Monterey Jack Cheese – Melts smoothly for that creamy texture.
- Butter – Forms the base of the cheese sauce.
- All-Purpose Flour – Thickens the cheese sauce.
- Milk – Creates a smooth, velvety consistency.
- Salt and Pepper – Balances and enhances the flavors.
- Fresh Cilantro (optional) – Adds brightness and freshness.
- Sour Cream (optional) – A cool, creamy topping for serving.
How To Make the Loaded Beef Enchiladas With Cheese Sauce
This recipe comes together in simple steps, making it ideal for a weeknight dinner.
Step 1: Prepare the Beef Filling
Brown the ground beef in a large skillet over medium heat. Add chopped onion and cook until softened. Stir in garlic and taco seasoning, then pour in tomato sauce. Let it simmer for a few minutes until thickened and flavorful.
Step 2: Make the Cheese Sauce
In a saucepan, melt butter over medium heat. Whisk in flour and cook briefly to form a roux. Slowly add milk, whisking constantly until smooth and thickened. Stir in shredded cheddar and Monterey Jack until fully melted and creamy. Season with salt and pepper.
Step 3: Assemble the Enchiladas
Preheat your oven to 375°F. Spoon the beef mixture evenly into each tortilla, roll tightly, and place seam-side down in a greased baking dish.
Step 4: Add the Sauce and Bake
Pour the cheese sauce generously over the rolled tortillas, making sure they’re fully covered. Sprinkle extra cheese on top if desired. Bake for 20–25 minutes until bubbly and lightly golden.
Step 5: Garnish and Serve
Remove from the oven and let rest for a few minutes. Top with fresh cilantro, sour cream, or diced red chilies before serving.

Serving and Storing Loaded Beef Enchiladas With Cheese Sauce
This recipe comfortably serves 6 people, making it perfect for family dinner nights. Serve hot straight from the oven for the best texture and flavor.
To store leftovers, let the enchiladas cool completely. Cover tightly and refrigerate for up to 3 days. Reheat in the oven at 350°F until warmed through, or microwave individual portions. You can also freeze them for up to 2 months—just thaw overnight before reheating.
What to Serve With Loaded Beef Enchiladas With Cheese Sauce?
Pairing the right sides turns this dish into a complete feast.
Mexican Rice
A classic side that complements the rich cheese sauce beautifully.
Refried Beans
Creamy beans balance the bold, savory flavors.
Avocado Egg and Chickpea Salad with Lemon and Herbs
For a fresh contrast, try this vibrant salad packed with brightness and texture.
Easy Asian Slaw
Crunchy and refreshing, this adds balance to the meal.
The Ultimate Cowboy Caviar Recipe
Loaded with beans, corn, and fresh veggies—great for scooping alongside enchiladas.
Parmesan Garlic Roasted Carrots
A simple roasted vegetable side with a savory kick.
Want More Dinner Ideas?
If you loved these Loaded Beef Enchiladas With Cheese Sauce, you’ll definitely want to try these comforting favorites:
- The Best Chili Recipe for a bold and hearty classic.
- Cowboy Casserole for another beef-packed comfort dish.
- Creamy Shrimp Enchiladas if you’re craving a seafood twist.
- Ground Beef Stroganoff for a rich and creamy skillet dinner.
- Slow Cooker Hamburger Hash for an easy, set-it-and-forget-it meal.
Each one brings cozy flavors and satisfying textures perfect for busy weeknights.
Save This Pin For Later
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And let me know in the comments how yours turned out. Did you add extra spice? Try a different cheese blend? I love hearing how you make these recipes your own.
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Loaded Beef Enchiladas With Cheese Sauce
- Total Time: 45 minutes
- Yield: 6 servings
Description
Get ready to serve a dinner that disappears fast. These Loaded Beef Enchiladas With Cheese Sauce are packed with seasoned ground beef, wrapped in soft flour tortillas, and smothered in a rich, creamy homemade cheese sauce that bakes up golden and bubbly. This easy dinner recipe is perfect for busy weeknights, family gatherings, or whenever you need comforting food ideas that truly satisfy. With bold Tex-Mex flavor, melty cheddar and Monterey Jack cheese, and a hearty beef filling, this dish delivers everything you love about classic enchiladas in one pan. Whether you’re searching for quick dinner ideas, an easy recipe for meal prep, or a crowd-pleasing comfort food favorite, these beef enchiladas are guaranteed to become a repeat request in your home.
Ingredients
1 lb ground beef
1 small onion diced
2 cloves garlic minced
1 packet taco seasoning (1 oz)
1 cup tomato sauce
8 medium flour tortillas
2 tablespoons butter
2 tablespoons all-purpose flour
2 cups whole milk
2 cups shredded cheddar cheese
1 cup shredded Monterey Jack cheese
1/2 teaspoon salt
1/2 teaspoon black pepper
1/4 cup chopped fresh cilantro (optional)
1/2 cup sour cream (optional for serving)
Instructions
1. Preheat oven to 375°F and lightly grease a 9×13-inch baking dish.
2. Cook ground beef in a large skillet over medium heat until browned and drain excess grease.
3. Add diced onion and cook until softened.
4. Stir in garlic and cook briefly until fragrant.
5. Mix in taco seasoning and tomato sauce and simmer 5 minutes.
6. Melt butter in a saucepan and whisk in flour to form a roux.
7. Slowly whisk in milk and cook until thickened.
8. Stir in cheddar and Monterey Jack cheese until melted and smooth.
9. Fill tortillas with beef mixture, roll tightly, and place seam-side down in baking dish.
10. Pour cheese sauce evenly over enchiladas.
11. Bake 20 to 25 minutes until bubbly and golden.
12. Rest 5 minutes before serving and garnish as desired.
Notes
Do not overfill the tortillas to prevent tearing and uneven baking.
- Prep Time: 20 minutes
- Cook Time: 25 minutes
- Category: Dinner
- Method: Baking
- Cuisine: Tex-Mex
Nutrition
- Serving Size: 1 enchilada
- Calories: 620
- Sugar: 6 g
- Sodium: 980 mg
- Fat: 38 g
- Saturated Fat: 20 g
- Unsaturated Fat: 15 g
- Trans Fat: 1 g
- Carbohydrates: 38 g
- Fiber: 3 g
- Protein: 32 g
- Cholesterol: 115 mg
